The STR Wealth & Exit Blueprint
How to turn an STR into long-term wealth: how equity compounds, the number that determines your exit tax, and how to sell, exchange, or refinance without a surprise bill.
New to Builders Finance? Start here. This guide introduces the whole Wealth & Exit system, and links to every supporting guide you'll need as you put it in place.
- How STR wealth actually compounds
- Adjusted basis — the number everything is measured from
- The tax bill when you sell
- Sell, 1031, or refinance?
Start with the flagship above — everything else in Wealth & Exit supports it.
The guides, in order
In dependency order — Basis first. Everything at sale is measured from it.
How STR Wealth Compounds & Adjusted Basis
Appreciation, paydown, deferral — and the number that drives every exit.
Scaling With Equity
Cash-out refi and BRRRR to add the next property.
The Tax Bill When You Sell
Recapture, capital gains, NIIT — and how to defer.
Getting Out Well
The decision that pulls it all together.
When there's a real choice
Judgment calls, not how-tos — each weighs the options for your situation.
Should I Sell, 1031, or Refinance?
The flagship exit decision — recapture math, gain treatment, refi terms, and the next property.
Work through it →Hold or Sell This Property?
Cash-flow trajectory, deferred-tax overhang, and the opportunity cost of your equity.
Work through it →High-Value Resources
The guide teaches; the tool implements.
Exit-Tax Estimator
Purchase price, depreciation, and sale price → estimated recapture, gain, and NIIT.
1031 Deadline Tracker
The 45-day and 180-day countdowns from a sale close.
Stay ahead of the changes.
A weekly email on the financial side of short-term rentals — what changed, why it matters, and what owners should understand. Plus the STR Tax Mistake Checklist.